More companies collect and sell access to people’s data, but consumers can check accuracy and keep information safely.
This data covers a variety of information, such as personal finances, employment information, writing history, and rental history records.
Most of them are familiar with three major credit reports, Equifax, Transunion, and Experian, but many other consumer reporting companies collect and sell access to people’s data. The latest list of these companies at the Consumer Finance Protection Bureau (CFPB) is a method in which not only those entities, but also people disagree with inaccurate information and request a block for third parties to access data. I will provide you.
“The collection, sales, and use of personal financial data is continuing to increase,” said CFPB director Rohit Chopra. “CFPB’s consumer report company lists to help consumers collect and sell data, along with procedures that can be taken to freeze the report.”
There are many specialized consumer reporting companies to support various industries. This means that individual financial data may be collected and reported to many companies and individuals. This year’s list includes lists to provide data to casinos and sports betting companies.
Various fiscal information, social media data, driving behavior data collected via vehicles and digital devices, drugs and alcohol tests and health screening information, non -profit and volunteer activities are collected. It is one of the type of information. 。
Director Director said that these data collection activities could increase the risk of consumers, especially if consumers were not aware that it was happening.
This list provides information on how consumers demand the security freeze collected by companies. Security freeze blocks third -party access to personal credit report data. This is the only solution that can be used for free in laws that can prevent scammers from opening a new credit line.
