Get all the best information about Target Circle Cards here!
The former Target Red Card is now the Target Circle Card. Although the name has changed, the new Circle Card still offers all the same perks and benefits, including 5% off every day, free 2-day shipping, and extended return windows.
Also, if you’re already a proud owner of a Target RedCard, you don’t need to do anything because you’re already enrolled in a Circle Card.
For a limited time, Target is offering new Circle Card holders a whopping $50 off on purchases of $50 or more. This is valid for debit and credit card options.
A $50 off coupon will be mailed to authorized cardholders along with their Circle Card. Once your Circle Card is activated, you have 30 days to redeem your coupon.
In addition to credit and debit cards, Target offers a third option, the Target Circle Card Reloadable Account. Earn a $50 credit when you open a Circle Card reloadable account and spend $50 at Target.
This card offers all the same benefits as other Circle Card options, but no credit check or bank account is required. To obtain a reloadable card, you must be at least 18 years old, have a valid email address, and enter your social security number to verify your identity.
The Target Circle Card Reloadable Account is similar to Target’s debit card, but instead of linking to a checking account, you can preload your Target Circle Card Reloadable Account with cash at Target.
Please note that the statement credit will be posted to your account within 30 days of the $50 transaction. You must spend $50 or more in a single transaction at a Target store or Target.com. You cannot receive cashback on $50 transactions. This will remove the transaction from being eligible for credit. Limit one $50 credit per customer.
You can also receive your paycheck or government benefits up to two days earlier by setting up direct deposit into your reloadable account. This service is free for card members! Circle Card reloadable accounts have no annual fees and card reloads are free, so there are very few fees.
If you use the “Money In Minutes” feature of the Mobile Check Capture service to reload your account, you will be charged a fee. To avoid this fee, select the “Money in Days” option.
Reloadable Circle cardholders can use Target’s in-network Allpoint ATMs to make withdrawals to avoid ATM fees. Be sure to review the full list of Circle Card reloadable charges before using your card.
What is the best thing about having a Target Circle card?
Target’s 5% off Circle card discount stacks with already discounted sale and clearance items and Target Circle offers, so you can get all the Target deals you want at the best price. can.
Want to save a little more on items you’re already buying? 🤷‍♀️ And you can earn all the same benefits whether you choose the credit, debit, or reloadable card version, so the Target Circle Card really is It’s easy!
Applying for a Target Circle Card credit or debit card is also very easy.
Apply online easily and quickly. The entire application process takes less than 15 minutes.
If you’re not interested in another credit card, consider applying for a Circle Card debit card instead. No credit check required and completely free. The Circle Card debit card is linked to your existing checking account. You can also withdraw up to $40 in cash at in-store checkout.
No annual fee, regardless of card type! 🙌
Here are all our favorite perks (some restrictions apply):
Get an extra 5% off every day on your Target purchases when you pay with your Circle Card in-store or online. Save your Circle Card information in the Target app for faster checkout. Free 2-day shipping on most items at Target.com – no minimum purchase! Early access to special events, products, and promotions exclusive to Circle Cardholders! Extended Returns – An additional 30 days on optical products and Items that cannot be returned are excluded. Packed with limited benefits such as special items and benefits! Get 5% off specialty gift cards for travel, restaurants, movie tickets, and more. Get a 5% discount when you use your Circle Card inside Starbucks stores.
Save even more with Target’s popular sales!
